Tax accounts and covid loans, deferred payment deadline
More time to pay or enjoy legal benefits before returning to normal fight covid: if the payments tax bills you hate secured loans For small businesses or to support the first home. It is the common denominator of a series of amendments to Millburgh’s ordinance that passed the House. The traditional end-of-year decree containing a long series of delays in the law will be the subject of a vote of confidence today, at the request of the Draghi government.
The corrective actions introduced in committee are numerous. With regard to tax invoices, the changes concern overdue premiums. After the Covid explosion and the first shutdown, the Conte government at the time suspended payment deadlines for files and executive assessments. Virtually all collections have been frozen, and the position of those who, even before the pivotal date (March 8, 2020 or February 21 for taxpayers in Lombardy and Veneto, then in the red), lose the advantage of the premium. due to failure to meet the required deadlines.
By subsequent decision, these people had the possibility of being re-admitted on a deferred basis, and of submitting an application before December 31, 2021. This period having now expired, Milleproroghe, revised by the Chamber, intervenes again to allow the new application deposit due April 30. But beware: for this last invocation, the conditions will be a little less favorable: the so-called “long package” will not run, which is the norm according to which the advantage is lost after ten installments are not paid, even if it is not is not the case. Consecutive: Forfeiture will take effect later after five unpaid installments.
The logic, to give more time, is also the same in terms of loans of up to 30,000 euros for small businesses: those that were granted in the spring two years ago, with a one-year guarantee of first from 100, then from 90 and now from 80 percent. A perspective that concerns (and is interested in) small and medium-sized enterprises, natural persons engaged in commercial activities, professionals and a series of other economic subjects. The formula provides a deadline for the start of capital repayment, at the latest 24 months from the date of disbursement; Previously, only interest was paid. What is new in Montecitorio is that – for repayment from 2022 – it will be possible to extend the term by six months, at the request of those who contracted the loan and by mutual agreement between the parties. .
Finally, the advantages of a first home. Also in this case, it was the pandemic emergency that suggested suspending the one-year sale deadline after having exploited – to buy another house – the benefit of the reduced registration tax and any credit of tax allocated to the difference in amount. The frozen deadline was supposed to start working again from January 1, but the suspension has now been extended until March 31.